Retirement has more options than anyone tells you.

Why this exists

Retirement advice splits into two piles. Glossy brochures selling a place. Forum threads from one guy who moved in 2019. Neither gives you a number you can plan around.

The Pension Post works from public records. CMS rates every certified nursing home in the country. We publish those ratings by state. Government fee schedules set what visas and residency cost. We put the figures side by side and name the source.

Start here

• 01Nursing home quality, state by state14,693 certified facilities with ratings, nurse staffing hours, abuse flags and $464m in fines . live now
• 03Miss the Medicare window and you pay for it foreverThe seven-month window, the catch-up window, and the 10% that never goes away
• 04A cabin at sea costs about what assisted living costsVilla Vie month-to-month against independent living, CCRCs and nursing homes, side by side
• 02Your Social Security follows you. Your Medicare does not.Where the checks can go, what Medicare stops covering, and the Part B decision with a permanent price tag